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Life Insurance Corporation of India (abbreviated as LIC) is an Indian state-owned insurance group and investment corporation owned by the Government of India.

Insurance gives protection from financial losses. It's one of the form of risk management, primarily used to hedge against Risk or uncertainity of any loss.

A person who buys insurance is known as an insured or as a policyholder. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured. Life insurance policies tend to fall into two major categories: Protection policy is designed to provide a benefit, typically a lump sum payment, in the event of a specified occurrence. A common form—more common in years past—of a protection policy design is term insurance. Investment policy is the main objective is to facilitate the growth of capital by regular or single premiums. Whole life and variable policies are giving surity of life.

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